Associate Broker in Florida she has over 24 years of real estate experience to handle all of your real estate needs.

Kathy believes communication is paramount. She prides herself on being quick to respond so that her clients are always informed with accurate and timely information, whether buying or selling a home. She aims to keep in close contact with her clients, keeping them at ease throughout their transaction.

With little money, good, bad, or fair credit, Kathy works with a team of professionals who can help achieve the home of your dreams! Single Family Homes, Town homes, Condos, Investment properties, great deals, these are Kathy’s specialties.

With a sliding commission scale she can save you thousands in the sale of your home! Kathy is the professional you want to handle your most important investment, so call or email her with your questions.

Member Emerald Coast Association of Realtors; Member Florida Association of Realtors; Member National Association of Realtors; Member Multi-Million Dollar Sales Club; Recipient CENTURY 21 Masters Club; 1997-2005 Multimillion Dollar producer


    2021—Present – J&J  Realty@Bluewater Bay, Inc.
    2001-Present  - Baywalk Real Estate, Inc.
    1997-2001 CENTURY 21 Wilson Minger Agency, Inc.
    1974-1996 – Active Duty, United States Air Force

Certified e-Pro Realtor
Florida Broker Associate

about Kathy

call for Results 

Please Contact J&J REALTY@BLUEWATERBAY, INC. for an initial consultation

Kathy Kauwell is a dynamic force in the area’s Real Estate Market. With transactions totaling in the millions of dollars in real estate, she knows the market and how to complete successful transactions.

Kathy has the knowledge, the experience and the drive to get the job done right! As a retired military veteran and 12 moves later, she is very familiar with the moving process and understands how stressful a move can be. She has made it her goal to make your move as stress free and as smooth as possible. As a licensed real estate

J&J Realty@Bluewaterbay, Inc.
 4400 Hwy 20, Suite 314 - Niceville, FL 32578
C: (850) 830-9928